Privacy Policy for Moneycule

Effective Date: 2023-12-27

Welcome to Moneycule, a personal finance and budgeting app designed to help you manage your money effectively. We take your privacy seriously and are committed to protecting your personal information.

This Privacy Policy explains how we collect, use, and disclose your information when you use the app. Please read it carefully and contact us if you have any questions.

Information We Collect:
  • Personal Information: We do not collect any personally identifiable information such as your name, email address, or phone number directly through the app.
  • Financial Data: We store data related to your income, expenses, budgets, and transactions within the app itself. This data is stored securely on your device and is not sent to any servers. These data is provided by you as the user.
  • Device Information: We collect basic information about your device, such as its model, operating system, and language settings. This information helps us improve the app's performance and provide you with a better user experience.
  • Usage Data: We collect anonymous data about how you use the app, such as the features you access and the frequency of use. This data helps us understand how people use the app and make improvements.

How We Use Your Information:
  • Store and manage your data: We use the information you provide to help you keep track of your income, expenses, budgets, and transactions.
  • Provide personalized insights: We may use your anonymized usage data to provide you with personalized insights and recommendations to help you manage your finances better.
  • Improve the app: We use your anonymized usage data to improve the app's features and functionality.
  • Comply with legal requirements: We may disclose your information if required by law or to comply with a court order.

How We Share Your Information:

We do not share your personal information with any third parties, including for advertising or marketing purposes.

We may share anonymized usage data with third-party analytics providers to help us improve the app.

Processing Personal Information Subsequent to Outsourcing of Work and Overseas Transfer

The Company entrusts the following personal information processing tasks to consignees who use servers located overseas, for smooth personal information processing.

Google Inc. (Google Firebase, Google Analytics)
  • Personal information transferred: app store/version used, country of residence, language setting, device model information, time of accessing the service/history of use, etc.
  • Country: United States of America
  • Date and method of transfer: transfer through the network when using the service
  • Consignee’s purpose of use: collection and analysis of usage history of Application and crash
  • Period of retention and use: fourteen (14) months from collection

Advertising and Interest-Based Advertising:

This section applies to the display of personalized ads within the Moneycule App using Google AdMob ("AdMob"). AdMob provides us with tools to manage the types of ads displayed within the App. We do not collect any personal information from you for the purpose of serving targeted advertisements. While AdMob may collect non-personal information about your usage of the App (such as device type, app usage statistics, and general location) to serve relevant ads, it does not access your financial data stored within the App.

Please note:

Google's Privacy Policy governs the collection and use of data by AdMob. You can review Google's Privacy Policy at https://policies.google.com/?hl=en-US.

You can control the types of ads you see in the App by visiting Google's Ads Settings at https://adssettings.google.com/.

Data Security:

We take appropriate security measures to protect your information from unauthorized access, disclosure, alteration, or destruction.

Your financial data is stored securely on your device.

We do not store any of your financial data on our servers.

Your Choices:

You can delete your financial data within the app at any time.

You can control the information we collect about your app usage by adjusting your device settings.

Changes to this Policy:

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

Contact Us:

If you have any questions about this Privacy Policy, please contact us at [email protected]